For years, retirees have been able to squeeze tens of thousands of extra dollars from Social Security using two special tactics.
Though they went by gimmicky names like “claim benefits now, claim more later,” these strategies were perfectly legal.
But that bonanza is about to end. Congress eliminated these techniques in October as part of the federal budget bill.
Married couples were the big beneficiaries of these strategies. So those who planned on using them and now cannot will need to rethink their overall approach. They may be tempted to begin collecting sooner because the extra money generated by these tactics will soon disappear for many of them. NY Times